Jana Lynch


jana lynchJana graduated from the University Delaware in 2001 with a Master’s Degree in Urban Affairs and Public Policy. After spending nearly a decade in social services, Jana switched careers to freelance writing and editing. She fell into personal finance almost by accident, after the birth of her daughter inspired her to take better control of her own money.

A tireless advocate for financial abuse survivors, she’s worked with best-selling authors and websites including The Penny Hoarder, ChooseFI, Frugal Rules, The Dollar Stretcher, Marcus Garrett (of Paychecks and Balances), Brynne Conroy (of Femme Frugality), and The Plutus Foundation, where she also served as the Director of Grants and Programs for four years. 

To learn more, connect with Jana on LinkedIn.

How to Fire a Freelance Client Without Ruining Your Reputation

Sometimes it’s difficult to know when to let a client go. If you decide its time to fire a client at some point, and do it respectfully, timely, and thoughtfully, it shouldn’t hurt you in the long run.

Jana Lynch 19 Nov

How to Take Your Brick-and-Mortar Business Online

In the wake of the COVID-19 pandemic, more and more businesses are struggling to stay afloat. While big-box stores and well-known brands have managed to survive, it’s been particularly challenging for traditionally in-person service businesses. After all, how do you provide personal training or therapy or dog grooming online? And how do you earn money…

Jana Lynch 15 Jun

Empower App Review: The Budgeting App That Does It All

Empower is an AI-focused, comprehensive money management app that began in 2016. The app helps you automate your savings goals, budget with ease, and analyzes your finances to provide personalized recommendations for your situation.

Jana Lynch 11 Jun

What Is a Debt Relief Service and Should You Use One?

According to a recent survey, approximately 300 million Americans have some form of debt.[1] That’s a lot of people — and a lot of debt. What if you want to take control of your debt and figure out how to pay it off? Books, websites, and even personal finance podcasts can help, but many people…

Jana Lynch 05 Jun

All Star Cheer Costs a Fortune, but I Pay for It Anyway. Here’s Why

For the past seven years, my daughter has been a competitive cheerleader. But even though all star cheer takes up a significant part of my monthly budget, when I sit down and think about it, it’s worth it.

Jana Lynch 24 Feb

25 Programs to Get Free Money From the Government

If you’re facing a job loss, disability, underemployment, or other factors that make it difficult to support your family, you’re not alone. According to U.S. Census data, 38.1 million people were living in poverty in 2018.[1] That doesn’t include the families living above the poverty line who struggle to pay their bills and put food…

Jana Lynch 17 Nov

Billshark Review: A Bill Negotiation App for People Who Hate Negotiating

Billshark takes the hassle out of saving money on bills by negotiating for you in exchange for a percentage of your savings. In this review, we talk about how it works, what you can expect, and whether or not it’s worth your time.

Jana Lynch 24 Sep

Chime Review: Checking, Savings, and Additional Features

Chime is an FDIC-insured, mobile-only banking service provider that operates no physical branches. There are no monthly fees or overdraft charges with their checking or savings accounts. Here’s a full review of their account options and the interest rates they provide.

Jana Lynch 04 Feb

BBVA Review: No-Frills Checking, Savings, and CDs

BBVA operates more than 600 branches across seven states, including Texas, Alabama, Arizona, California, Colorado, Florida, and New Mexico. In this BBVA review, we’ll discuss three of the bank’s most popular accounts: checking, savings, and certificates of deposit.

Jana Lynch 02 Jan

Ally Bank Review: One of the Best Online Savings Accounts Around

Tired of bank fees? This Ally Bank review covers the pros and cons of banking with Ally and how you can save money by switching to an online bank. Get paid for opening an account instead of the other way around.

Jana Lynch 30 Oct